Insurance Expert Hotline was launched last week after the Q & A, led to many readers consultative telephone and e-mail. Induction found that owners are most concerned about questions on the insurance options, insurance claims procedures, as well as selection on the way, will now organize expert opinions and suggestions are as follows, in the hope that the insured vehicle owners and auto insurance claims help.
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Trap 1: repair projects the easy way

Car owners to insurance companies designated repair station is scheduled to inspect damage, if the owners of their cars do not carefully observe the degree of injury, the insurance company is scheduled member loss would be less likely to report a number of repair projects, driving down the compensation.
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Chinese New Year just around the corner, go out to an increase in vehicles on the road again, including a lot of rookie, also inevitable. Remote However, different claims at their own may wish to teach in accordance with the veteran to do the following procedure.
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Chinese New Year just around the corner, go out to an increase in vehicles on the road again, including a lot of rookie, also inevitable. Remote However, different claims at their own may wish to teach in accordance with the veteran to do the following procedure.
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To insure an old car, a lot of people think that by and the actual value of the car insured in two ways, only in the premiums paid on the difference there is not the case, different ways insurance, cars, some of the losses obtained compensation is not the same.
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Customers buy the vehicle insurance, the most worried about is after the Claim . Often due to a small file at insurance companies and some back and forth between the traffic department, held up a lot of time and effort.
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Auto insurance coverage does not exist in this so-called "all risks", it is only salesman in order to attract customers and "invented" a specious concept. It is generally described as "all risks", in fact only includes , third party liability insurance, , glass insurance, scratches insurance, car insurance and non-members, such as some insurance deductible.
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Driving people to face the dilemma of the incident

A traffic accident, in the face of the impact, serious injuries, the driver should immediately send up Victim hospital, or wait for the insurance company of the first set loss? If the driver save the people first, it should not be faced with full compensation for the plight of the insurance company; and if the first set loss, the injured will have to endure immense suffering and even pay the cost of life. Faced with this dilemma, the incident the driver of the going to choose?
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"Motor vehicle traffic accident responsibility compulsory insurance regulations," starting July 1 implementation of the mandatory liability insurance rates for drivers linked to the accident frequency

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Accident damages the scope and standards, refer to "the Supreme People's Court to hear about personal injury compensation cases the law applicable to a number of questions of interpretation" and the Beijing Municipal Bureau of Statistics released on one year of statistical data mediation.
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